Join us on “The Healthy & Wealthy Retirement” podcast as Certified Retirement Counselor, Mark Struthers, takes a holistic approach to retirement. Going Beyond Finances and Embracing Holistic Well-being. Whether you’re approaching retirement age or already enjoying your golden years, our expert guests will share practical advice, inspiring stories, and actionable strategies. We cover everything from optimizing your health and wellness to managing your investments. Get ready to unlock the secrets to a vibrant and prosperous retirement! Remember, retirement isn’t just about financial planning—it’s about living your best life. Tune in to “The Healthy & Wealthy Retirement,” which will address not only the Financial but also the Social, Physical, and Emotional aspects of retirement. Everything you need for a Healthier, Wealthier, and Happier retirement.
Episodes
2 days ago
2 days ago
In this episode of "Healthier and Wealthy Retirement," host Mark Struthers delves into the pressing issue of the "Failure to Launch" phenomenon, inspired by a Bloomberg Wealth article. With U.S. parents spending an astounding $500 billion annually on their adult children, Mark explores the financial strain this places on retirement savings and the broader implications for both parents and their grown-up kids.
Mark discusses the cultural and economic factors contributing to this trend, including the impact of student loan debt, affordable housing, and the pandemic. He emphasizes the importance of equipping young adults with essential life skills such as finding purpose, developing administrative responsibilities, and cultivating interdependence.
Drawing on insights from the book Failure to Launch: Why Your 20-Something Hasn't Grown Up and What to Do About It, Mark offers practical advice for parents on helping their children achieve independence while safeguarding their own financial future. Tune in for a thoughtful discussion on balancing support for your children with planning for a prosperous retirement.
Investment advisory services are offered through Sona Financial LLC (DBA Sona Wealth Advisors, Sona Wealth, Sona Wealth Management), an investment adviser registered in the state of MN. Sona Financial only offers investment advisory services where it is appropriately registered or exempt from registration and only after clients have entered into an investment advisory agreement confirming the terms of engagement and have been provided a copy of the firm’s ADV Part 2A brochure and document.
Disclosure
This video or article is for educational purposes only and is not exhaustive. Nothing discussed during this show/episode should be viewed as investment advice. Diversification and/or any strategy that may be discussed does not guarantee against investment losses but is intended to help manage risk and return. If applicable, historical discussions and/or opinions are not predictive of future events. The content is presented in good faith and has been drawn from sources believed to be reliable. The content is not intended to be legal, tax, or financial advice. Please consult a legal, tax, or financial professional for information specific to your individual situation.
This content has not been reviewed by FINRA
Wednesday Oct 30, 2024
Wednesday Oct 30, 2024
Welcome to the inaugural episode of "Healthy and Wealthy Retirement" with your host, Mark Struthers. Join us as we explore the multi-faceted journey of retirement beyond financial planning, emphasizing holistic well-being. Mark shares his vision for the podcast, inspired by his extensive experience in the financial industry and personal insights into the broader aspects of a fulfilling retirement.
In this episode, Mark introduces Alara Rosenberg, a holistic, non-financial retirement coach and founder of AlignRx. They delve into the crucial elements of a rewarding retirement, focusing on purpose, identity, and social connections, often overlooked in traditional retirement planning.
Alara shares her unique "Purpose and Legacy Framework," a comprehensive program designed to guide retirees through a transformative journey of self-discovery and purposeful living. With insights drawn from her diverse background in education and adventure-based counseling, Alara emphasizes the importance of a well-rounded approach to retirement, addressing emotional, spiritual, and physical well-being.
Tune in to discover how embracing a holistic perspective can lead to a more meaningful and joyful retirement and learn practical strategies to overcome common obstacles faced by retirees. Whether you're a retiree or a financial advisor, this episode offers valuable insights to help navigate the complexities of this life transition.
How to contact Alara: https://www.alignrxcoaching.com
Insta: @alignrxcoaching
Chapters
00:00 Introduction to Healthy and Wealthy Retirement Podcast
02:55 The Journey to Non-Financial Retirement Coaching
05:59 The Importance of Holistic Approaches in Retirement
08:59 Aha Moments in Career Transitions
12:08 Understanding Loneliness and Social Connections in Retirement
15:09 The Purpose and Legacy Framework Explained
18:09 Rediscovering Purpose and Passion in Retirement
20:50 Overcoming Limiting Beliefs About Aging
23:53 Creating a Meaningful Legacy in Retirement
25:59 Reflecting on Legacy and Intentional Living
30:39 Overcoming Obstacles in Retirement Planning
34:48 Identity Shift in Retirement
37:46 Coaching Programs and Community Support
41:31 Integrating Financial and Non-Financial Planning
Disclosure-
Investment advisory services are offered through Sona Financial LLC (DBA Sona Wealth Advisors, Sona Wealth, Sona Wealth Management), an investment adviser registered in the state of MN. Sona Financial only offers investment advisory services where it is appropriately registered or exempt from registration and only after clients have entered into an investment advisory agreement confirming the terms of engagement and have been provided a copy of the firm’s ADV Part 2A brochure and document.
This video or article is for educational purposes only and is not exhaustive. Nothing discussed during this show/episode should be viewed as investment advice. Diversification and/or any strategy that may be discussed does not guarantee against investment losses but is intended to help manage risk and return. If applicable, historical discussions and/or opinions are not predictive of future events. The content is presented in good faith and has been drawn from sources believed to be reliable. The content is not intended to be legal, tax, or financial advice. Please consult a legal, tax, or financial professional for information specific to your individual situation.
This content has not been reviewed by FINRA
Thursday Oct 03, 2024
Thursday Oct 03, 2024
In this episode of "Healthy and Wealthy Retirement," certified retirement counselor Mark Struthers discusses the importance of recalibrating your approach to retirement in light of recent economic changes. With a focus on holistic well-being, Mark explores how the recent Fed conference and interest rate adjustments influence retirement planning.
Mark delves into four key areas to recalibrate: mindset, portfolio, emergency fund, and use of debt. He emphasizes the need to shift your mindset regarding inflation and recession probabilities, suggesting that lower inflation and interest rates could be on the horizon. He also highlights the significance of adjusting your investment portfolio, particularly in fixed income and equities, to align with these economic shifts.
Additionally, Mark discusses the impact of changing interest rates on mortgage use and debt management, advising listeners to reassess their financial strategies. By recalibrating these crucial aspects of your retirement plan, you can ensure a healthier, wealthier, and happier retirement. Tune in for expert insights and actionable advice to optimize your financial future.
Investment advisory services are offered through Sona Financial LLC (DBA Sona Wealth Advisors, Sona Wealth, Sona Wealth Management), an investment adviser registered in the state of MN. Sona Financial only offers investment advisory services where it is appropriately registered or exempt from registration and only after clients have entered into an investment advisory agreement confirming the terms of engagement and have been provided a copy of the firm’s ADV Part 2A brochure and document.
Discolsure
This video or article is for educational purposes only and is not exhaustive. Nothing discussed during this show/episode should be viewed as investment advice. Diversification and/or any strategy that may be discussed does not guarantee against investment losses but is intended to help manage risk and return. If applicable, historical discussions and/or opinions are not predictive of future events. The content is presented in good faith and has been drawn from sources believed to be reliable. The content is not intended to be legal, tax, or financial advice. Please consult a legal, tax, or financial professional for information specific to your individual situation.
This content has not been reviewed by FINRA
Wednesday Sep 18, 2024
Wednesday Sep 18, 2024
Welcome to another episode of the Healthy and Wealthy Retirement, hosted by certified retirement counselor, Mark Struthers. In this episode, Mark introduces a unique setting featuring his son, Will, to demonstrate the concept of "big rock, little rock" financial and retirement planning.
Mark discusses how prioritizing important financial goals can lead to a healthier, wealthier, and happier retirement. Through a practical demonstration with rocks of varying sizes, they illustrate the significance of addressing critical financial needs like retirement funds, emergency funds, housing, and education before focusing on smaller, less critical expenses.
This episode serves as a valuable guide for anyone feeling overwhelmed by financial pressures, providing a clear and engaging method for managing and prioritizing financial resources effectively. Join Mark and Will in this insightful session and learn how to fit all your financial goals into your "jar" efficiently. Don't forget to hit subscribe for more tips on achieving a holistic and fulfilling retirement!
Mark talks big-rock, little-rock in MarketWatch:
Disclosure-
Investment advisory services are offered through Sona Financial LLC (DBA Sona Wealth Advisors, Sona Wealth, Sona Wealth Management), an investment adviser registered in the state of MN. Sona Financial only offers investment advisory services where it is appropriately registered or exempt from registration and only after clients have entered into an investment advisory agreement confirming the terms of engagement and have been provided a copy of the firm’s ADV Part 2A brochure and document.
This video is for educational purposes only and is not exhaustive. Nothing discussed during this show/episode should be viewed as investment advice. Diversification and/or any strategy that may be discussed does not guarantee against investment losses but is intended to help manage risk and return. If applicable, historical discussions and/or opinions are not predictive of future events. The content is presented in good faith and has been drawn from sources believed to be reliable. The content is not intended to be legal, tax, or financial advice. Please consult a legal, tax, or financial professional for information specific to your individual situation.
This content has not been reviewed by FINRA.
www.SonaWealthAdvisors.com
Saturday Sep 14, 2024
Saturday Sep 14, 2024
Welcome to the Healthy and Wealthy Retirement, where your certified retirement counselor, Mark Struthers, takes a holistic approach to retirement, going beyond finances and embracing holistic well-being. This YouTube channel will address everything you need for a healthier, a wealthier, and a happier retirement.
In today's episode, Mark Struthers discusses the recent market volatility and provides three reasons why it might not be over yet. He delves into the Japanese carry trade, Japan's government policies, and the potential sensitivity of the market to short-term data points as interest rates start to normalize.
Mark explains the implications of these factors on your investment strategy and offers practical advice on how to prepare your portfolio. Whether you're nearing retirement or already retired, his insights can help you navigate these uncertain times and maintain a stable financial outlook.
Join Mark as he guides you through understanding the current market dynamics and how to make informed decisions to ensure a healthier, wealthier, and happier retirement. Don't forget to hit subscribe to stay updated with more valuable content.
Disclosure-
Investment advisory services are offered through Sona Financial LLC (DBA Sona Wealth Advisors, Sona Wealth, Sona Wealth Management), an investment adviser registered in the state of MN. Sona Financial only offers investment advisory services where it is appropriately registered or exempt from registration and only after clients have entered into an investment advisory agreement confirming the terms of engagement and have been provided a copy of the firm’s ADV Part 2A brochure and document.
This video is for educational purposes only and is not exhaustive. Nothing discussed during this show/episode should be viewed as investment advice. Diversification and/or any strategy that may be discussed does not guarantee against investment losses but is intended to help manage risk and return. If applicable, historical discussions and/or opinions are not predictive of future events. The content is presented in good faith and has been drawn from sources believed to be reliable. The content is not intended to be legal, tax, or financial advice. Please consult a legal, tax, or financial professional for information specific to your individual situation.
This content has not been reviewed by FINRA
Saturday Sep 14, 2024
Saturday Sep 14, 2024
Welcome to The Healthy and Wealthy Retirement with your host, Mark Struthers! In this episode, Mark dives deep into the intricacies of the Mega Backdoor Roth, a powerful tool for maximizing your retirement savings.
Discover how this strategy works within your 401k plan, the significant financial benefits it offers, and the key rules and limits you need to know. Whether you’re in your 50s, 60s, or already enjoying retirement, this episode provides essential insights to help you secure a healthier, wealthier, and happier future.
Stay informed, stay prepared, and ensure your retirement is everything you’ve dreamed of. Don’t forget to subscribe for more tips on achieving a balanced and fulfilling retirement!
Disclosure
Investment advisory services are offered through Sona Financial LLC (DBA Sona Wealth Advisors, Sona Wealth, Sona Wealth Management), an investment adviser registered in the state of MN. Sona Financial only offers investment advisory services where it is appropriately registered or exempt from registration and only after clients have entered into an investment advisory agreement confirming the terms of engagement and have been provided a copy of the firm’s ADV Part 2A brochure and document.
This video is for educational purposes only and is not exhaustive. Nothing discussed during this show/episode should be viewed as investment advice. Diversification and/or any strategy that may be discussed does not guarantee against investment losses but is intended to help manage risk and return. If applicable, historical discussions and/or opinions are not predictive of future events. The content is presented in good faith and has been drawn from sources believed to be reliable. The content is not intended to be legal, tax, or financial advice. Please consult a legal, tax, or financial professional for information specific to your individual situation.
This content has not been reviewed by FINRA
Sunday Jul 14, 2024
Sunday Jul 14, 2024
Welcome to The Healthy and Wealthy Retirement, hosted by certified retirement counselor Mark Struthers. In this special Fourth of July episode, Mark delves into what it takes to be among the top 1% of retirement savers and the surprising statistics behind retirement savings in the U.S.
Discover eye-opening data from the Federal Reserve, including the percentage of retirees who have saved $1 million, the average retirement savings, and how home equity factors into financial planning. Mark also discusses the importance of planning for a comfortable retirement, considering factors like long-term care costs and the variability of retirement ages.
Whether you're aiming to join the elite 1% or just want to ensure a secure future, this episode offers valuable insights to help you achieve a healthier, wealthier, and happier retirement.
Disclosure-
Investment advisory services are offered through Sona Financial LLC (DBA Sona Wealth Advisors, Sona Wealth, Sona Wealth Management), an investment adviser registered in the state of MN. Sona Financial only offers investment advisory services where it is appropriately registered or exempt from registration and only after clients have entered into an investment advisory agreement confirming the terms of engagement and have been provided a copy of the firm’s ADV Part 2A brochure and document.
This video is for educational purposes only and is not exhaustive. Nothing discussed during this show/episode should be viewed as investment advice. Diversification and/or any strategy that may be discussed does not guarantee against investment losses but is intended to help manage risk and return. If applicable, historical discussions and/or opinions are not predictive of future events. The content is presented in good faith and has been drawn from sources believed to be reliable. The content is not intended to be legal, tax, or financial advice. Please consult a legal, tax, or financial professional for information specific to your individual situation.
This content has not been reviewed by FINRA
Sunday Jul 14, 2024
Sunday Jul 14, 2024
Welcome to The Healthy and Wealthy Retirement, hosted by certified retirement counselor Mark Struthers. In this episode, Mark explores the concept of ROM (Return on Memories), offering three practical ways to enhance your life's experiences beyond financial gains.
Firstly, Mark emphasizes the importance of being intentional with your time and money, drawing parallels to the principles of financial planning. He shares personal anecdotes to illustrate how thoughtful investments in activities and relationships can yield lasting, meaningful memories.
Secondly, Mark advises setting the stage for organic memories rather than trying to script them. He highlights the value of spontaneous, unplanned moments that often become cherished memories, using examples from his own family life.
Lastly, Mark underscores the significance of capturing these moments through photographs. He suggests that a small investment in a quality camera and the habit of documenting experiences can provide immense joy and nostalgia over the years.
Join Mark Struthers as he guides you towards a healthier, wealthier, and happier retirement by focusing on the intangible yet invaluable return on your memories.
Stay well, and don't forget to hit subscribe!
Disclosure-
Investment advisory services are offered through Sona Financial LLC (DBA Sona Wealth Advisors, Sona Wealth, Sona Wealth Management), an investment adviser registered in the state of MN. Sona Financial only offers investment advisory services where it is appropriately registered or exempt from registration and only after clients have entered into an investment advisory agreement confirming the terms of engagement and have been provided a copy of the firm’s ADV Part 2A brochure and document.
This video is for educational purposes only and is not exhaustive. Nothing discussed during this show/episode should be viewed as investment advice. Diversification and/or any strategy that may be discussed does not guarantee against investment losses but is intended to help manage risk and return. If applicable, historical discussions and/or opinions are not predictive of future events. The content is presented in good faith and has been drawn from sources believed to be reliable. The content is not intended to be legal, tax, or financial advice. Please consult a legal, tax, or financial professional for information specific to your individual situation.
This content has not been reviewed by FINRA